Start-up finance/low-interest loans

What is available currently in Ghana is:


 * Ordinary bank loans which have high interest rates of over 25%;
 * Government guaranteed loans or support which normally has interest rates from 2-13%;
 * Micro finance loans at a 6% monthly rate;
 * Credit Union Loans - where you make regular contribution, buy shares and then you can get at least double or two-thirds of your contribution as loan after 6 months;
 * Institutional or company loans where employees could access at a rate of 0-3%