User:Kyleland/Illinois Auto Insurance

Auto Insurance Claim Rejected: What To Do
Of the numerous of American drivers, one can safely say that only a small amount of these drivers was ever content with auto insurance. Discontented or not with the present practice, the bylaw states that car owners should have car insurance. On the flip side of things, it is really needed particularly with some drivers driving thoughtlessly on our thoroughfares. And seeing as we have to cope with car insurance quote and stuff like that, we will at times go through harsh times like when your car insurance claim is refused.

This happens to a lot of American drivers. While it is easy to spotlight that car insurance companies are greedy, that is not just the case. Though there are a handful of companies with dubious principles still in the industry, they would not survive long enough what with the bad rep they are getting from peeved customers. Some of these turned down claims can be actually part of an honest gaffe on the part of either party. As it can happen to anyone, we should know what to do when it happens.

The primary thing you could and should do is to send them a letter to the car insurance company. Mention the things that they may have overlooked when considering whether to deny or grant your claim. Supply them with evidences which could help them apprehend their mistake. Wait for their response.

If they don't reply, you can take the matter to your State Insurance Commissioner. This should give them motive to respond to you and justify exactly why your claim was denied even with your response telling them that you are unjustly turned down the claim supported by documentation. If this does not succeed, the subsequent thing you can do should produce results.

Make contact with a trial lawyer specializing in insurance. A note from an attorney would positively catch their attention and will more often than not make them respond to your argument on the declined auto insurance claim.

Your remaining choice concerning this tight spot is to bring a case against them. Of course this ought be the last route as legal proceedings denotes that you have to shell out more cash, possibly more than the car insurance price. Make certain though that when you do legal battle, you file a case against all their violations of your state's insurance law.

We all know that car insurance is something you can't live with but can't drive without. Car insurance price is not cheap and it is unjust to have our justifiable claims declined. The silver lining here is that not all auto insurance companies are lousy.